WEBSITE TERMS OF USE (TERMS OF SERVICE)
Last updated: 22 April 2026
These Website Terms of Use (the “Terms”) govern your access to and use of [www.noema-advisory.com] (the “Site”), operated by [NOEMA ADVISORY, INC.], a Wyoming company (“Noema”, “we”, “us”). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1) Informational website only; no advice; no offer or solicitation
The Site and its content are provided for general informational purposes only. Nothing on the Site constitutes, and must not be construed as:
an offer, solicitation, recommendation, endorsement, or commitment in relation to any transaction or to buy or sell any security or other financial product;
investment advice, legal advice, tax advice, accounting advice, or other professional advice; or
a confirmation of any transaction.
You should obtain independent advice from your own professional advisers and conduct your own due diligence before making any investment, financing, or transaction decision.
2) No client relationship; no fiduciary duty; no reliance; no duty to update
Your use of the Site, or submission of an enquiry through the Site, does not create any advisory, fiduciary, broker-dealer, investment adviser, client, agency, or other professional relationship with Noema.
The Site may include views, opinions, estimates, forecasts, projections, indicative values, or other information that are subject to change without notice. While we aim to keep information accurate, we make no representation that the content is complete, current, or error-free. You agree not to rely on the Site as the basis for any decision. Noema has no duty to update the Site.
3) Financial advisory-specific disclosures
Not a broker-dealer / investment adviser; no execution; no custody. Unless expressly agreed in writing and only where permitted by applicable law:
Noema does not execute securities transactions, arrange investments, act as a placement agent, act as an investment adviser, or act as a broker-dealer; and
Noema does not hold, control, or custody client funds or securities.
Third parties. Where appropriate, Noema may work alongside regulated third parties. Any regulated services are provided by those third parties under their own terms and disclosures, and Noema is not responsible for their acts, omissions, or services.
Valuation and modelling. Any valuation, financial model, scenario analysis, or capital structure illustration referenced on the Site (if any) is inherently assumptions-driven, provided for discussion purposes only, and is not an appraisal, fairness opinion, or recommendation.
Private transactions risk (general). Investments in private companies and private placements involve a high degree of risk and may be illiquid, speculative, and subject to restrictions on transferability. Investors may lose all or part of their investment. Prospective investors should conduct their own due diligence and consult legal, tax, and financial advisers before making any investment decision.
4) Confidentiality; permitted submissions; unsolicited materials
The Site is intended for initial contact and general information only.
Do not submit through the Site (including via any contact form) any confidential information (including deal documents, data room materials, or sensitive commercial information), privileged information, or sensitive personal information unless and until confidentiality terms and secure channels have been agreed in writing.
Unsolicited submissions. Any information or materials submitted through the Site are provided at your own risk and will not be treated as confidential, except as required by applicable law and our Privacy Policy.
5) Eligibility; jurisdiction; local laws
The Site is controlled and operated from the United States. The Site is not directed to any person in any jurisdiction where making the Site available or its content would be unlawful. You are responsible for compliance with all applicable laws and regulations in your jurisdiction.
Products and services referenced on the Site may not be available in all jurisdictions.
6) Intellectual property
The Site and all content (including text, graphics, logos, layout, and design) are owned by Noema or its licensors and are protected by intellectual property laws.
You may access and use the Site for your personal, non-commercial purposes. You may not copy, reproduce, modify, distribute, publish, display, perform, create derivative works from, sell, license, or exploit any portion of the Site or its content without our prior written consent, except to the extent permitted by law.
7) Acceptable use
You agree not to:
interfere with or disrupt the Site, servers, or networks connected to the Site;
attempt to gain unauthorised access to any portion of the Site or systems;
introduce malware, viruses, or other harmful code;
scrape, harvest, or collect data from the Site in a manner that is unlawful, abusive, or burdensome;
use the Site to send spam or unlawful communications; or
use the Site for any unlawful purpose or in violation of third-party rights.
We may suspend or terminate access to the Site (in whole or part) at any time, with or without notice.
8) Third-party links
The Site may contain links to third-party websites or resources. Noema does not control and is not responsible for third-party content, policies, or practices. Links do not imply endorsement.
9) Disclaimers
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOEMA DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AND AVAILABILITY.
NOEMA DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10) Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL NOEMA (OR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS) BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO YOUR ACCESS TO, USE OF, OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOEMA’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE WILL NOT EXCEED US$100.
Some jurisdictions do not allow certain exclusions or limitations, so portions of the above may not apply to you.
11) Indemnification
You agree to indemnify, defend, and hold harmless Noema and its directors, officers, employees, agents, affiliates, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (i) your use of the Site, (ii) your breach of these Terms, or (iii) your violation of any law or third-party right.
12) Changes to the Site and Terms
We may modify the Site or these Terms at any time. Changes are effective when posted on the Site. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
13) Governing law; venue (Wyoming)
These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.
Any dispute arising out of or relating to these Terms or the Site must be brought exclusively in the state or federal courts located in Wyoming, and you consent to personal jurisdiction and venue there.
14) Severability; waiver; assignment
If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect. No waiver is effective unless in writing. You may not assign these Terms without our prior written consent; we may assign these Terms as part of a corporate reorganisation, sale, or similar transaction.
15) Contact
For questions about these Terms, contact: info@noema-advisory.com.